Cash flow meets clarity.
Flowline is the simple way to stay on top of your money. Plan your cash flow, add transactions as life happens, and see exactly where you stand — without the clutter.
No bank syncing required. No busywork. Just a clean, manual ledger that keeps you in control.
Optionally connect a bank — Flowline Check quietly looks for missed items. Nothing is added unless you decide.
September 2026
Sample preview
Current
$0.00
Cash in
+$7,854.38
Cash out
−$5,247.91
Month-end projected
$2,606.47
| Description | Day | Status | Amount |
|---|---|---|---|
Farmers Dog Pets | 1 | Upcoming | −$59.13 |
Paycheck Income | 4 | Upcoming | +$3,927.19 |
TECO Utilities | 10 | Upcoming | −$281.72 |
Amazon Prime Subscriptions | 12 | Upcoming | −$16.19 |
Groceries Food | 3 | Confirmed | −$62.40 |
The Flowline model
Budgeting isn't just about where your money went. It's knowing what's due next, what's coming in, and what you'll have left.
Flowline is built around that reality.
Checking
September cash flow
A timeline, not a pie chart
Now
Current balance
$412.20
Before payday
Bills still due
−$384.85
Sep 4
Next paycheck
+$3,927.19
Month-end
Projected
$2,606.47
Next paycheck
Sep 4
Bills before payday
$384.85
Available until payday
$27.35
Each account has a monthly ledger. Upcoming stays in the month you planned it. Confirmed records what actually happened.
September
In motion
Checking
September 2026
Upcoming stays in the month you planned it. Confirmed records what actually happened.
Current
$412.20
Upcoming Income
+$3,927.19
Upcoming Bills
−$682.64
Month-end projected
$2,606.47
| Description | Day | Category | Status | Amount |
|---|---|---|---|---|
| Farmers Dog | 1 | Pets | Upcoming | −$59.13 |
| Groceries | 3 | Food | Confirmed | −$62.40 |
| Paycheck | 4 | Income | Upcoming | +$3,927.19 |
| MetLife | 8 | Insurance | Upcoming | −$50.60 |
| TECO | 10 | Utilities | Upcoming | −$281.72 |
| Amazon Prime | 12 | Subscriptions | Upcoming | −$16.19 |
| Personal Loan | 15 | Debt | Upcoming | −$275.00 |
Add an expense, income, or transfer in seconds — wherever you are. Flowline gives you the control of a ledger without requiring you to open and maintain a spreadsheet.
Checking
September
Current
$412.20
Month-end projected
$2,606.47
Coffee
Confirmed · Food
Paycheck
Upcoming · Income
Rent
Upcoming · Housing
Add transaction
Flowline Check
Optionally connect your bank. Flowline quietly checks your ledger for anything you may have missed.
Nothing is added automatically. You decide what belongs.
Flowline Check
Chipotle
Sep 6 · $18.47
No matching Flowline transaction found.
Getting started takes minutes. Add bills yourself, import a spreadsheet, or optionally find them from your bank.
Add bills and paychecks once. They appear automatically in the right month.
Optional. Scan recent bank activity for bills and income that repeat. Nothing is added unless you approve it.
Bring existing recurring bills into Flowline without retyping everything.
Invite your household and plan from one shared financial view.
Your bills, paychecks, accounts, and cash flow — without the complexity.